Pinjam Gampang - UKM

Easy Borrow Product Information

Limit of Loan Amount: IDR 1,000,000 - IDR 3,000,000

The loan tenor is from 91 to 180 days

Maximum interest & fees in one year (APR) - Multipurpose Loan Product : 131% per year

Maximum interest & fees in one year (APR) - Productive Loan Products for MSMEs : 51.1% per year

As a P2P service platform, PT. Credit Plus Technology will charge an upfront fee of a maximum of IDR 38,067 the fee is used for credit score assessment, ekyc fees, virtual account fees, sms fees & third parties.

Example of Multipurpose Loan Product Calculation:

If you choose a Multipurpose Product cash loan of IDR 1,000,000 for a 70 day tenor with an interest of 0.359% per day,

The fee that will be deducted in advance is a maximum of IDR 38,067

then the cost to be disbursed is Rp. 1,000,000 - Rp. 38,067 = Rp. 961,933.

while the total interest that must be paid at the time of repayment is

0.359% * 70 * 961,933 = Rp241,733

So that what must be paid for a 70 day loan is Rp. 961,933 + Rp.241,733 = Rp. 1,203,666

Monthly Payment: IDR 1,203,666/70*30 = IDR 515,856

Example of Product Loan Product Calculation for MSMEs:

If you choose an MSME product cash loan of IDR 1,000,000 for a tenor of 91 days with an interest of 0.14% per day,

The cost that will be deducted in advance is a maximum of Rp. 38,067, so the cost to be disbursed is Rp. 961,933.

while the total interest that must be paid at the time of repayment is

0.14% * 91 * 961,933 = Rp122,550

So that what must be paid for a 90 day loan is

Rp961,933+Rp122,550=Rp1,084,483

Monthly Payment: Rp1,084,483/91*30=Rp357,522

What is Easy Borrowing?

PinjamGampang is a platform for organizing lending and borrowing activities based on artificial intelligence and digital technology.

PinjamGampang has obtained a licensed status from the Financial Services Authority through Letter Number KEP-16/D.05/2021 on March 16, 2021.

PinjamGampang is committed to providing quality FinTech Lending services to customers with individual consumer loan products and productive loans for micro and ultra-micro businesses in Indonesia.

Advantages of Easy Borrowing

1. Simple: By preparing your KTP, Work Identity, a photo of yourself (selfie) holding your KTP, and filling in some of your identity information.

2. Verification System: Your application will be verified by the system and reviewers to determine the feasibility of applying for a loan.

3. Safe: The information you provide is protected and kept confidential.

Submission Terms

a. Indonesian citizens

b. 21 years or older

c. Have an Identity Card

d. Have a job, have a stable income, and have a corporate identity card

e. Have a bank account in your own name

f. Domiciled in Java and Manado, Batam, Padang, Bali, Bontang, Makassar, Palembang

Loan Application Steps

1. Register/Login Easy Loan application

2. Select the desired loan amount and term

3. Perform facial verification and fill in basic identities such as personal identity and work identity

4. If you pass the verification, you will be given detailed information on the amount of the loan that was approved along with details of interest and fees.

5. You will be asked to sign the agreement using an electronic signature.

6. After you sign the loan it will be processed and sent to the bank account you registered.

Payment method

You can make loan payments through ATMs and Internet Banking by paying to the BNI virtual account that is displayed in the PinjamGampang application

Contact us

(021) 5091-9033

cs@creditplustechnology.id

Whatsapp : 0811-888-3147

Customer Service Operational Hours: Monday - Friday, 09.00 to 17.00 WIB

The Prominence Office Tower, 1st Floor, Unit A - F

JI. West Silk Road No.15, Alam Sutera